What is the process of applying for an auto loan?
Fill out the application and send it in and one of our loan experts  will analyze your potential for a loan.
 
What makes and models can I buy?
Any make or model that is new or one or two years old with less than 50,000 miles
 
How can I get  approved when I have been denied before?
As previously mentioned, we are the experts.  Our processes ensure that each loan application is given every opportunity for APPROVAL.
 
What is the loan that I can qualify for?
The loan you qualify for is based on numerous different aspects.  We take everything into consideration in order to ensure that you can be APPROVED.  
 
What is the down payment that I will need?
Down-Payments are based on several aspects.  It’s all part of our process of getting you approved.  

What is the possibility of my trade-in being used as a down payment?
Your trade in should be used as a down payment.  If you are still paying monthly payments on the trade-in you may or may not need additional funds for a down payment.
 
Will I get a good interest rate?
Interest rates vary, but we obtain the very best interest rates for our customers.

Will my application affect my credit rating?
When looking for a new car, dealers will always check your credit history.  Inquiries will add up and sometimes be interpreted negatively.  It’s better to just come to us and let us get you qualified quickly -- one time.

What do I need to quality?
Just about everyone qualifies.  Let us help you qualify.  We are the experts and our success rate is exceptionally high.

Will I qualify if I have had a car repossessed?
It all depends and very often the answer is YES.  

Will I qualify if I have had a bankruptcy?
Absolutely.  Fill out the application and send it in. 

Will I still qualify if I am currently in a Chapter 13 Bankruptcy?
Absolutely.  Fill out the application and send it in. 

Will I still qualify if I have never had credit?
Absolutely.  We have several programs for people that have not established credit.   Fill out the application and send it in.  

Will Co-signers enable me to get credit?
Absolutely.  Cosigners greatly assist buyers to obtain a loan for a brand new car.

What are the monthly payments?
Monthly payments are based on a buyer’s credit profile and the cost of the vehicle that is being purchased.  New car purchases are given extended terms – up to five years to pay-off.